Mhbp vs geha

Mhbp vs geha. PEfarmer. geha. For Enrollees. Coinsurance: 5% for GEHA vs. 88 National Association of Letter Carriers (NALC) High* 32 $437. However, I'm concerned that their negotiated rates may not be as good as Aetna's and that their in-network list may not be as extensive. It did not consider blood glucose or urine glucose part of monitoring for diabetes. MINNESOTA -- MHBP is a terrible choice for Health Insurance. Membership dues: $42 per year for an associate membership except where exempt by law. Aetna Clinical Policy Bulletins (CPBs) These documents explain how we make coverage decisions for services covered under our official Plan brochure. The total difference is $2953 annually. May 5, 2022 · This Plan is underwritten by Government Employees Health Association, Inc. I'm considering a switch to GEHA during open season as it provides more money into the HSA, has a lower co-pay per pay period, and appears to charge less aftr meeting deductible. 06 for Self and Family. Please do not rely on this chart alone. 71 0 YES $5,252. Anecdotally my son's three day stay plus surgery was negotiated to $25000 under GEHA HDHP. 2022 Monthly Premium Rates - Change in Employee Payment. 24 per year. Standard members without Medicare will also receive a separate QuestSelect card for lab services. The GEHA HDHP is very low for a HDHP. For 2024, the biweekly program-wide weighted average premiums for Self Only, Self Plus One, and Self and Family enrollments with a government contribution are $376. Oct 23, 2020 · GEHA provides a $600 per member reimbursement only for their high option plan. Higher deductible. 32 monthly, $4,467. MHBP PO Box 981106 El Paso, TX 79998 Prescription drug claims: CVS Caremark PO Box 52136 Phoenix, AZ 85072-2136 MHBP Dental Plan claims: Aetna PO Box 14094 Lexington, KY 40512-4094 MHBP Vision Plan claims: VSP PO Box 385018 Birmingham, AL 35238-5018. Oct 24, 2023 · There are 17 FEHB plans that will offer a new Part D prescription drug plan in 2024. Customized plans for federal workers. GEHA seems to be pitching a new GEHA Medicare Advantage Plan, I got a mailing about it. Find out more about federal compensation throughout your career and around the world. 99, $814. FEDS. That is a choice made by the plan. Kazper, I put down the post-tax premium numbers since we pay with premium conversion. Comparing Plan 112 with 342 you are talking a $54. m. MHBP (operated by Aetna) offers the same coverage - better in some cases, than BCBS and is significantly cheaper. 92 monthly, $3,071. Regular Dr visits less than $700 are cheaper post deductible. 6136 Dental questions It seems to me that GEHA is the winner in this case, and since it has lower deductible than MHBP I think I can safely ignore it for lower costs. 2022 Monthly Premium Rates - Employee Pays. Looks like the advantage of the MHBP plan is that you pay a flat fee for office visits ($15) vs 5% on the GEHA HDHP. The monthly maximum government contribution (72% of the weighted average) is $588. A free guest pass lets you try a fitness center before enrolling (where applicable). Medical Plan Compare | GEHA. I already have Medicare Part B and GEHA Standard. i really liked geha price wise, and copays were great once deductible was done, but i really don't like their member portal and had a hard time with claim processing. options, the CareFirst, MHBP and NALC High Deductible and Consumer-Driven options, the Blue Cross Basic and FEP Blue Focus options, and the GEHA Elevate and High Deductible options will save a retired couple without Medicare, on average, $3,000 or more compared to the most popular retiree plan, Blue Cross Standard option. To direct you to the right list of in-network providers, please select a plan from below. That means that I don't have to track and manage 3 different policies. I wondering if anyone else is in the same boat, trying to evaluate the decision. High Option. New associate members will For instance, I pay $10 copays for 90 day fills of Atomoxetine (generic Strattera) in store or by mail with MHBP but they'd be $20 by mail or $30 in store under GEHA (or $5 vs $10 in store for 30 days). I think if someone is more comfortable with copays instead of coinsurance they are better than GEHA in that regard. i I was considering MHBP because they use Aetna but the extra $400 in net deductible compared to GEHA, $52 annual membership, and the $1000 initial minimum to open an investment account made GEHA better. Very comparable to GEHA. ’s medical plans. Nationwide APWU Health Plan - CDHP Self. 20. – 12 a. We know federal, because we only provide benefits for federal. We have GEHA high option (Code 312) for our family. A single annual $52 Associate Membership fee makes all MHBP plans available to all federal employees. GEHA’s Self Plus One Standard plan costs annuitants $282. Our analysis determined this result by looking at average premiums The difference between Standard and Basic is Basic does not cover out of network costs. 2021 GEHA Standard Option Summary of Benefits and Coverage. Current doctor visits are generally in the $100-300 range pre deductible so post that should be in the $5-15 range. 62 per pay period difference which equates too $1420. There is no membership charge for members of the National Postal Mail Handlers Union, AFL-CIO, a division of LIUNA. 41 a year while the BCBS Basic Self Plus One Plan charges $372. Feb 24, 2024 · Aetna vs. com or call 877. Inflation/COVID costs seem to be catching up with BCBS Basic and is getting too expensive at current rates and current service cost increase. Same for emergency care. You pay a $10 copay for a 30-day generic supply, 50% up to $200 for a retail preferred brand name, and 50% up to $300 for a retail preferred brand name. New associate members will When GEHA has been notified of your enrollment: You will receive an enrollment kit that includes a plan brochure and an enrollment questionnaire. A family that is able to keep the $1,800 GEHA HDHP plan contribution, and each year thereafter, could have $25,000 or more This subreddit is for sharing news and information regarding the inner workings of the US Federal Government for Federal Employees. $187. GEHA is clearly the better overall coverage vs BCBS, especially considering preventive dental and vision exams/frames. No matching required, you don’t have to put anything in for them to contribute but the 2023 max you contribute to it is $7,750 (inclusive of their contribution) Self and Family – 455. Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA) Manage HSA as an investment. Call now 833. You can enroll in a FEDVIP plan as a new employee during your initial 60-day enrollment period, at Open Season or following a qualifying life event. 821. The catastrophic max is less with the HDHP - $5000 vs $6500 or $10,000 vs $13000 depending on how many people you are covering The HDHP comes with basic vision insurance that isn't there under the standard plan Final Thoughts. hospital admissions: BCBS = $250/day to a max of $1500 per stay, MHBP = $200 per stay). $8000 $16000. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. However, I love GEHA rewards programs specially the one for gym memberships, something than MHBP Standard doesn’t offer. Remember that copays and fees (with regard to HDHP) only matter once you've exceeded your deductible. . However, BCBS Basic offers up to $800 a year Medicare premium reimbursement, $1,600 for a married couple if both are enrolled in Medicare A and B. GEHA. We have yet to find doctor out of the BCBS network, its the Gold standard in my region. Below is a summary of covered expenses. Had a kid on GEHA and paid nothing for everything until the kid was born and had a few tests done for 150-200 50% of allowance up to $500 max. I got a PA approved for a year for maintenance and have been using mail order pharmacy to get it. Avg In Network. MHBP separates in-network and OON, too, so that aspect of the plan is the same as GEHA. The basic dental/vision included with GEHA just made it better. 84 a year; $1,396. GEHA and BCBS HDHP have slightly higher premiums, but that is mostly offset by the fact that you get $300 more per year in HSA passthrough vs UHC. I highly recommend MHBP. Single, looking to go into an HSA from BCBS Standard. GEHA is $150 GIFT CARD (for 2 people) for doing just health assessment (10 minutes survey). Highlights: Low premium with lower-than-expected deductible. 33. GEHA only offers Medicare reimbursement for their High Option Plan. PoppyA. 72 Kaiser Permanente* Varies $270-$1255 $3,000 - $6,000 Some Varies Mail Handlers Benefit Plan (MHBP) Standard MA* 45 $424. Find a pharmacy. * Deductible applies. Fees went up across the board for covered services as well. The 2021 GEHA Standard Option SBC provides standard information so that federal employees can Nov 27, 2020 · GEHA and Aetna both provides 90-day supply of covered drugs by mail. They tell you is it someone else's responsibility and you need to take it up your provider or for prescriptions that it is a CVS Member Cost with Medicare A & B Primary - This is the most you have to pay annually in cost-sharing (deductibles, copayments and coinsurance) for covered, in-network services in your FEHB plan when Medicare A and B is your primary coverage. Routine vision and preventive dental benefits Nov 3, 2021 · If you can keep the HSA plan contribution invested, it can grow quickly. Referral-free access to specialists. *Self Only contribution is $1,000/year; Self Plus One or Self and Family is $2000. Customer service may be reached at 800-821-6136 or through our website: www. To become a member: You join simply by signing a completed Standard Form 2809, Health Benefits Registration Form, evidencing your enrollment in the Plan. $71. MHBP offers health plans nationwide to federal and postal employees and retirees. New associate members will Based on these numbers, I believe that BCBS Basic and GEHA HDHP are both competitive plans for large costs like a surgery, but it's worth running your own numbers. However, most of the doctor visits by GEHA is 5% instead of fixed price which scares me. Joined: Sat Oct 11, 2014 9:24 pm. Download. GEHA Standard MA Plan Prescription Drug Costs. UnitedHealthcare - or call 844-481-8821. Pass through to HSA $1800, Annual deductible 1500/3000, Max OOP 5000/10000. They came out around the same cost for me, with MHBP winning for chiropractic care. and Surety Life Insurance Company. 2 + 750 per day. Your net deductible is $1200 with Geha. The Carrier of the Plan is a voluntary association comprised of GEHA, Inc. FEDVIP plans stand alone. Membership dues: There are no membership dues for the Year 2021. Oct 31, 2023 · MHBP - or call 866-241-0262. I switched from BCBS Basic and have been happy. Compare plans all day long, but ultimately the best options are GEHA + HSA (if you don't use/expect to need a ton of coverage) or MBHP (if you expect/need a lot of coverage or have a big family) MHBP plan compared to most expensive I used MHBP for a year and switched to GEHA. I too require regular labwork and the 15% coshare is a turnoff. The SBC shows you how you and the plan would share the cost for covered healthcare services. Elevate. Our medical visits consists of Endocrinologist, Gastroenterologist, family doctors, multiple ultrasounds, 3-4 times lab work a year, chiropractor and acupuncture visits. To view Medicare Advantage for MHBP, select ‘View your Medicare Plan’. 474. A rebate that belongs to you. it looks like they are getting a new member portal though. Post deductible everything is generally 5%, so if geha hdhp plan allows less than $2000 for MRI then it's cheaper. Once you log in, you will be asked to select the plan you wish to access; MHBP or Medicare Advantage. 39/pp = $7914. For retirees subject to higher IRMAA premiums, you'll face both Part B IRMAA and Part D IRMAA with Medicare Advantage plans. 43 more than the GEHA plan. 43 more Having the HDHP allows you to contribute to an HSA. Medical Plans. Overall, Blue Cross Blue Shield has lower costs than Aetna for its ACA plans. Switched to MHBP and it's been absolutely fantastic. 2 + 7500 = 15,335. Nov 25, 2023 · Advair HFA AER 115/21, $40 MA, $157 per month under the GEHA Standard Plan. With BCBS you pay an extra $3554. High Deductible Health Plan (HDHP) Standard Option. GEHA; Live Chat; Schedule a benefits session; Text now 816. IRMAA. GEHA’s Medical Benefits 2024. Remember with an HSA you do NOT have to "reimburse" yourself immediately. This is only a summary. All GEHA medical plan members have access to more than 12,200 nationwide participating fitness centers for $28 a month (plus applicable taxes; the enrollment fee is waived through June 30, 2024, with code STAYSTRONG ). Compare them to the GEHA Standard non-MA plan costs or call GEHA and they will provide the costs for you. 219. Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first). Oct 16, 2015 · Premiums: $120 cheaper per year. Our Mission. High Deductible Health Plan (HDHP) + Health Savings Account (HSA) Economical plan with up to a $2,000 annual contribution from GEHA*. Combined with the discount card it ended up at $0. Blue Cross: Price Comparison. First you are paying that deductible one way or another. I am saving a lot on prescriptions since BCBS keeps raising their copays. 5% out-of-pocket after deductible. 888. Recruit, Retain and Honor a World-Class Workforce to Serve the American People. If you go with/stick with BCBS, that “deductible” is buried in the premiums whether you use it or not! Second, you get a pass through, tax free premium rebate into your HSA - on 2024 it is $1K for solo plan and $2K for self+. Dental Plans. $405. For more detail about definitions, limitations, and exclusions please refer to the Official Plan Brochure. You must be, or must become a member of Government Employees Health Association, Inc. However, if both members in the BCBS plan have Medicare A & B and establish a RMA account their annual costs decrease to $3,267. 7. Elevate Plus. ) and Surety Life Insurance Company and administered by GEHA, Inc. (GEHA, Inc. ** Please see brochure for covered lab services. This is a summary of the MHBP Standard Option. The way that the Medicare Advantage plans are structured requires the enrollee to join a Part D prescription drug You must continue to pay your GEHA Standard premium if you elect to enroll in the Medicare Advantage Plan, but there is no additional premium for the GEHA Medicare Advantage plan. Plan members that have Medicare Part A or Medicare Parts A & B will be auto-enrolled in the Part D plan, except Two things. Out of Pocket vs. The Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025 Jul 24, 2012 · Medicare Part B vs. Instead, use your brokerage HSA as your investment account and treat the insurer's HSA account either for medical expenses (if you use your HSA that way; I don't), or as a cash "slush fund" that occasionally has to be moved over to your MHBP Benefit Highlights – What You Pay In-Network. Q. Network benefits when living, traveling or working abroad. New for 2024: $1,000/$2,000 GEHA contribution makes your costs even lower. I haven’t had a problem using the manufacturer coupon. I just got the letter from Medicare about choosing Medicare Part B. e. GEHA would contribute $900/year, and you can contribute up to $3650 if single (that will be going up next year). 10 for Self Only, $1,270. For Escitalopram (generic Lexapro), I pay $1. I’m leaning more toward MHBP because the ER cost is a dollar amount rather than a percentage and you get more chiropractic visits per year than GEHA standard. Fed news Government news Federal employment Federal employee Government employee This subreddit is not affiliated, sponsored, or in any way supported by the US Federal Government. According to the 2021 BCBS brochure their Basic mail service prescription drug program is limited to Medicare Part B members only. For Enrollees who are already registered for the Aetna member website, you will continue to use the same user name and password. With GEHA you pay an extra $4013. SAMBA - or call 866-794-6791. 04/pp = $3901. 2022 Biweekly Premium Rates - Change in Employee Payment. Blue Cross® and Blue Shield® Service Benefit Plan . You can set up your own contributions to go to an HSA of your choice, while the GEHA contributions can be rolled over, or just auto-swept into an investment account (do your own contrib Aug 3, 2022 · In 2021, the GEHA HDHP plan covered two of the routine lab tests that are part of annual physical - lipids (code 80061), hemoglobin A1C (code 83036). Membership dues: $52 per year for an associate membership except where exempt by law. 2021 Total Monthly Premium. I know this has been researched and asked a million times, but I wanted to see if anyone had any updated insight on the matter. org 2021 . fepblue. MHBP vs GEHA OCONUS Open Season. 05 per month. You pay 100% of all charges. For example, you will find that BCBS Basic limits deductibles, copayment, and coinsurance waivers for Medicare enrollees to in network providers while GEHA Standard includes waivers for both in and out of network providers according GEHA Benefit Plan Government Employees Health Association www. The only issue I have found is that at least in Maryland, GEHA claims to use the Sep 3, 2020 · BCBS Standard: $286. This is a brief description of the features of Government Employees Health Association, Inc. 99. Seems to be significant changes. The premium difference is $1153 with pass through to HSA of $1800 for GEHA HDHP. I can't comment on MHBP but I've had both GEHA HDHP and Blue Cross Standard. yes, the contribution is paid from the insurance company and goes to your HSA ($150/month for GEHA-HDHP and $200/month for MHBP-HDHP). PDF. 14 per year. Health Incentive Program: Aetna is $200 HSA CONTRIBUTION but you have to do screening and health assessment. A Fee-For-Service Plan (FEP Blue Standard and FEP Blue Basic Options) with GEHA standard is for those of us who know we won't keep the records properly for an HDHP 😅 Legit, stuff like that breaks my spouse's brain and I don't want to add to my mental load. Unlimited telehealth visits, including mental health, with MDLIVE 1,2. The medical, pharmacy and behavioral health CPBs are based on objective, credible sources, such as the scientific literature, guidelines, consensus statements and expert opinions. 30-day specialty CVS exclusive non-preferred brand-name. 59, and I have MHBP Standard plan and I get three month supply for $80 but the coupon brings it to $0. Oct 19, 2017 · The GEHA Standard Self Plus One Plan charges $255. I feel GEHA STD might be a better choice at this point. 10 in premiums to avoid a $1200 deductible. 31 $1,600 YES $4,763. If you use a specific formulary drug and decide to change plans contact the new plan to find out if your prescription is covered and what your But yeah, if GEHA is $1200 better in the usual case (like I said, we normally don't spend even to deductible levels), and Carefirst is less than $3000 better in the worst case, seems like GEHA is likely going to be better on average. I recently swapped us to MHBP standard for 2023 from BCBS Basic since the premiums will be $100/mo less, OOP max is $1k less, a lot of the cost sharing is the same or lower as 2022 (i. To enroll, visit BENEFEDS. GEHA will perform system maintenance tonight, May 29, from 7 p. MHBP would be preferred if they don't operate that way, regardless of claims processing. Semi-Private (two beds) - Medical/Surgical/Gyn (3 days at $6,992/day) Uninsured: $20,976 Apr 14, 2024 · By Brian - 04/14/2024. 70 for 30 days in store under MHBP vs $10 under GEHA (as an example of the lower negotiated prices). 1 extra in premium, and I would loose access to the HSA's $803, but I would still have the eye exam paid for. All the benefits you need, without paying for the extras you don’t. Membership dues: There are no membership dues for the Year 2023. We have a family of plans to choose from as your seasons of life change. Thus, I am considering continuing GEHA high for both of us and not taking Program may become members of GEHA. OPM. Drugs are substantially less expressive than they were with GEHA and deductible, copay, service coverage, and network are comparable to BCBS (uses Aetna's Choice POS II network) but for much, much lower premiums. Cash is worth more than a contribution. krylixx. MHBP and GEHA standard are the best plans and I’ve used both. To provide a low premium, the Elevate plan does not include mail-order prescriptions or out-of-network pharmacy coverage, and it has a limited pharmacy network. I was looking at the Basic plan and MHBP Consumer option to switch from my current plan. With any MHBP plan you choose, you’ll have: Access to a national network of doctors, hospitals and other providers. I switched to GEHA HDHP about 4 years ago and I am kicking myself for not making the change sooner. This money can be triple-tax-advantaged. 45 biweekly. To me, seems like BCBS Basic is getting less attractive which is highly spoken of here on this sub-reddit. Alternative way to calculate the breakeven point, the visit has to cost less than 7835. Member Cost with Medicare A & B Primary - This is the most you have to pay annually in cost-sharing (deductibles, copayments and coinsurance) for covered, in-network services in your FEHB plan when Medicare A and B is your primary coverage. I really like that GEHA includes basic dental and vision with their HDHP. I feel like I've received about the same medical coverage from both. GEHA has the right care at the right time. To view MHBP, select I can’t seem to make up my mind I love both plans. All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan brochure. $8500 $17000. Nov 2, 2017 · The MHBP provides $1800 (vs $1500 on the GEHA) as a pass through, but is offset by having a ~$500 higher premium for the year (and a higher deductible, higher out of pocket maximum). Freedom to use non-network providers and benefits. Like, a MRI was $100 on BCBS basic. Oct 22, 2020 · GEHA's Elevate plan is once again the low-cost default medical plan option, and GEHA's High Option dental plan is the most popular dental plan based on membership. Yep, the separate deductibles and OOP max is a pain. The 2021 GEHA Standard Option Summary of Benefits and Coverage (SBC) provides standard information so that you can compare medical plans when you're deciding which plan to choose. This Plan is underwritten by Government Employees Health Association, Inc. Nov 11, 2021 · GEHA High Option 31 $530. Triple tax advantaged Health Savings Account (HSA) *. 88. As outlined in the other reviews their customer service is quick to respond and friendly but provide no real answer or information. You might experience intermittent connectivity issues during this time. The We'll take Consumer Option's maximum amount of $750 so the maximum negotiated rate in order for Standard to be cheaper is 5835. $6000 $12000. Check the cost of your prescriptions under the GEHA Standard MA plan. ^. Its just what it costs to have the policy. NOTE: Information about the cost of this plan (called the premium) will be provided separately. As soon as I saw the estimated copay, I downloaded that manufacturer coupon so fast! However when they rang it up at the pharmacy it was only $24. GEHA High: $304. 2022 Monthly Premium Rates - Government Pays. 7% more on their health care premiums in 2024, a slight decrease from last year’s biggest price hike in a decade. 84, just $196. 10% for Aetna. www. Object moved to here. Geha out of network deductible and OOP max is totally separate from in network. Tax-free IN, grows with interest tax free, and tax-free OUT. MembersOnline. 74/pp = $7,455. 20 in premiums to avoid what is effectively a $1200 deductible. See page 7 for details. com 800-821-6136 2024 A Fee-for-Service High Deductible Health Plan Option with a Preferred Provider Network This plan’s health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. $6500 $13000. BCBS basic: Premium - $4434, no HSA funding, no deductible, Max OOP 5500/11000. Combined with the low cost, $900 pass through, and ability to have all of your other expenses tax-free, I'd say do the math. BCBS Basic charges $386. A single annual $52 associate membership fee makes all MHBP Whether it's GEHA, MHBP, or BCBS, the plan HSAs all make it too expensive to use their plans for investment. ^ What you’ll pay for a 30-day supply of covered drugs. Posts: 1206. 75 for Self Plus One and $1,400. Nov 17, 2022 · GEHA Standard option uses a formulary drug list that excludes coverage for certain medications unless they determine they are medically necessary. •. 52 UnitedHealthcare Varies $312 - $793 $3,464 - $3,564 YES Varies Nov 22, 2018 · Here are the comparison: GEHA HDHP: Premium - $3281 (self+ one). but i like they mhbp just has direct aetna login. Federal employees and retirees will pay an average of 7. I strongly prefer GEHA. Standard is far easier for us. HDHP is likely cheaper overall - if you use your HSA. How do I file a claim? When you use a network provider, you don’t need to file a claim. Salaries and Wages. Before making a final decision, please read the official Plan brochure (RI 71-007). 49 $1,800 YES $3,293. I’ve had MHBP HDHP for 10+ years. Notable areas MHBP Consumer offers significantly better benefits compared to GEHA HDHP, in my opinion, is prescriptions, inpatient, and dme; in that order. Main reasons were that the premium vs passthru made GEHA better PLUS the HSA was better (could invest 100% with GEHA). Use “funds” first, then deductible. 6184; Are you a current GEHA member? Medical questions: 800. We are family of 4 with 2 young toddlers that get sick occasionally. Find Care provider search. There are other costs to consider. Available in both FFS and HMO plans. Central time. Experience with GEHA v AETNA HDHP. You can choose a health plan from one insurance carrier and a dental or vision plan from another. WrongGuarantee3. Premium “Pass-Through”. So if your family needs $4000 worth of medical treatment, you're guaranteed to pay $4k with MHBP (due to the deductible), whereas GEHA will be $3200 (deductible) + 10% of $800 (or $3280) for the same treatment (based on 2024 rates). GEHA HDHP: $150. I don’t have GEHA (MHBP on my end), but Caremark is also my prescription manager. Compare plan. Oct 27, 2023 · by tadamsmar » Fri Oct 27, 2023 7:37 pm. 04 per year. i had geha this year and i'm making the switch to mhbp to try out. For yearly costs less than the catastropic max, kaiser costs 363. RESECTION OF GALLBLADDER, OPEN APPROACH ICD-10 CODE 0FT40ZZ. However, even if I am on Medicare after retiring, my wife will have seven more years before being eligible for Medicare. Unless you need major procedures every year, there's a good chance you can have a large, tax-free, investment account for that rainy day. Nov 29, 2019 · You have to weigh all factors. Sep 27, 2023 · Open Season. 6. 2022 Monthly Premium Rates - Total Premium. 973. become an associate member of the National Postal Mail Handlers Union upon enrollment in MHBP. Your health plan ID card will arrive in a separate packet. com. Program may become members of GEHA. jw hh ny ji zk jp mw mt uh li